GIC Tracker Support

Every GIC you hold, across every bank — maturity dates, accrued interest, and one blended rate. Need help? Start here.

The basics

How do I add a GIC?

From the Portfolio tab, tap the + button and enter the institution, principal, rate, term, and maturity date. Choose simple or compound interest — and for compound, how often it compounds. You can edit any of it later.

Simple Compound Annually Semi-annually Quarterly Monthly

What do the two tabs do?

Portfolio is your holdings: totals, a principal-weighted blended rate across everything you hold, and a filterable list of every certificate. Ladder is the same money arranged by time — a chronological run of maturities grouped by year, so you can see where the gaps are.

How do maturity reminders work?

When you save a GIC with reminders enabled, the app will ask for notification permission the first time. Reminders are scheduled locally on your device — you'll get a notification at 9 AM on your chosen day(s) before maturity.

30 days out 14 days out 7 days out

I denied notification permission — can I turn it back on?

Yes. Go to iOS Settings → GIC Tracker → Notifications, and enable them there. The app doesn't have an in-app way to re-request permission once denied — that's an iOS restriction, not something we control.

What happens when a GIC matures?

Open the GIC's detail page and choose Renew, Auto-Renewed, or Cashed Out. If you renew, you can log the new term's details and the app links it to the original GIC, so the history stays in one chain.

Active Renewed Auto-renewed Cashed out

Your data

Is my financial data sent anywhere?

No. GIC Tracker doesn't connect to your bank accounts and doesn't use a server — everything you enter is stored only on your device. The app has no networking code of any kind. See the privacy policy for details.

Does the app know my real balances?

Only what you type in. Every GIC is entered by hand, which is also why nothing needs a bank login. Interest is calculated from the numbers you gave it, accrued to today.

Is this financial advice?

No. GIC Tracker records and does arithmetic on certificates you already hold. It doesn't recommend products, rank institutions, or advise you on what to buy.

Good to know

Which devices does it run on?

iPhone and iPad, on iOS 18 or later. The app is available in English and Simplified Chinese.

I found a bug or have a feature request.

Please email with as much detail as possible — device model, iOS version, and steps to reproduce, if it's a bug.

Contact

Didn't find what you needed? Send a message and I'll get back to you directly.